Your Fredericksburg and Northern Neck Best Real Estate Agent

Tom Smith
Licensed Associate Real Estate Broker, Coldwell Banker Elite | Owner, River Bay Realty

With over 20 years of award-winning experience, Tom Smith brings unmatched dedication and local expertise to every client interaction. As a licensed associate broker with Coldwell Banker Elite and the proud owner of River Bay Realty, Tom serves buyers and sellers across Fredericksburg and the Northern Neck from offices in both Fredericksburg and Kilmarnock, VA.

A lifelong resident and true local expert, Tom offers deep insight into the area's neighborhoods, market trends, and lifestyle opportunities. He’s known for combining old-fashioned customer service with cutting-edge technology—delivering real-time information and strategic guidance to help his clients make confident decisions.

Whether you’re buying your first home, selling a cherished property, or looking for your next investment, Tom’s honest, client-focused approach ensures a smooth and successful experience. Above all, he’s a family man who values relationships and community, and he brings that same care and commitment to every transaction.