10221 Helena Terrace, Spotsylvania, VA 22553

$574,000
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ACTIVE UNDER CONTRACT
BEDS3 BATHS3 full SQUARE FEET1,853 MLS#VASP2039186
STATUSACTIVE UNDER CONTRACT PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE ACRES SCHOOLSPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Property Description

PRICE IMPROVEMENT — an incredible opportunity to own waterfront living in Spotsylvania at an even better value. If you’ve been waiting for the right home to hit the market, this is your chance. Tucked away in an established community overlooking the peaceful Ni River Reservoir, this home offers the kind of setting that instantly slows life down. Imagine starting your mornings with coffee on the deck as the breeze moves through the trees and ending your evenings watching the sunset reflect across the water. Inside, the home is filled with warmth, natural light, and character. Soaring cedar cathedral ceilings, hardwood floors, and three sets of sliding glass doors create a bright, inviting space that keeps the beauty of the outdoors front and center. Whether you’re entertaining friends or enjoying a quiet night in, the water views are always part of the experience. The updated kitchen blends modern style with everyday comfort, creating a space where everyone naturally gathers. The bathrooms have also been refreshed with clean, spa-inspired finishes that make the home feel both comfortable and elevated. With 3 bedrooms, 3 full bathrooms, and a versatile loft that can easily serve as a guest space, home office, or potential 4th bedroom, there’s flexibility for the way you live today—and room to grow tomorrow. Step outside and you’ll find where this property truly shines. The spacious deck is perfect for summer dinners, morning coffee, or simply enjoying the peaceful reservoir views year-round. Love the outdoors? Kayaking, fishing, and nature are all right outside your door. While the setting feels peaceful and tucked away, convenience is never far. The home is ideally located near shopping, dining, commuter lots, and offers easy access to Interstate 95, making travel to Fredericksburg, Northern Virginia, Richmond, and beyond simple for both daily commuters and weekend adventures. Additional highlights include: Partial daylight walkout basement Gently sloping backyard toward the water Brand-new roof installed in 2025 Conventional septic system / county water Waterfront homes like this rarely become available at this price point in Spotsylvania. If you’ve been searching for a home that feels like a retreat without sacrificing convenience, this one is worth seeing in person.

10221 Helena Terrace | MLS# VASP2039186

This single family home located at 10221 Helena Terrace, Spotsylvania, VA 22553 is currently listed for sale with an asking price of $574,000. This property was built in 1977 and has 3 bedrooms and 3 full baths with 1853 sq. ft. Helena Terrace is located in the LAKE ACRES subdivision within the SPOTSYLVANIA COUNTY PUBLIC SCHOOLS school district. Search LAKE ACRES real estate on www.riverbayrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Connecting Stairway, Walkout Level, Daylight, Partial, Poured Concrete, Rear Entrance, Windows
Cooling: Central A/C, Ceiling Fan(s)
Fuel Type: Electric
Heating: Heat Pump(s), Heat Pump - Gas BackUp
Home Style: Contemporary
Lot Size: 1.09 Acres
Stories: 2.0
Taxes: $4,000
Year Built: 1977

Feature Descriptions

Accessibility: 2+ Access Exits
Additional Structures: Above Grade, Below Grade
Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer - Electric, Exhaust Fan, Oven - Wall, Refrigerator, Washer
Community Amenities: Jog/Walk Path, Picnic Area, Water/Lake Privileges
Days on Site: 74
Exterior: Metal Siding
Flooring: Hardwood, Carpet, Laminated
HOA Fee: $25.00/Annually
Interior: Additional Stairway, Attic, Bathroom - Tub Shower, Bathroom - Stall Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Walk-in Closet(s), Window Treatments, Wood Floors, Primary Bath(s)
Lake Name: Ni River Reservoir
Lot: Cul-de-sac, Fishing Available, Front Yard, Landscaping, Rear Yard, Trees/Wooded
Lot Dimensions: 1.09 Acre(S)
Rooms: Primary Bedroom, Bedroom 2,Bedroom 3,Kitchen, Family Room, Basement, Breakfast Room, Loft, Bathroom 2,Bathroom 3,Attic, Primary Bathroom
Sewer: Septic < # of BR
SQFT Above Finished: 1853
SQFT Total Finished: 1853
Structure Type: Detached
Utilities: Cable TV, Electric Available, Phone Available, Phone Connected, Propane, Water Available
Water: None
Water Access: Canoe/Kayak, Fishing Allowed
Wooded: Yes

Room Sizes

Basement: 34 x 25 Level - Lower 1
Loft: 16 x 10 Level - Upper 1
Primary Bedroom: 18 x 17 Level - Main
Bathroom 3: 12 x 5 Level - Upper 1
Bedroom 2: 11 x 12 Level - Main
Bedroom 3: 11 x 11 Level - Main
Family Room: 27 x 16 Level - Main
Kitchen: 15 x 11 Level - Main
Primary Bathroom: 12 x 7 Level - Main
Bathroom 2: 10 x 8 Level - Main
Breakfast Room: 10 x 7 Level - Main
Attic: 9 x 4 Level - Upper 1

Local Schools

School District: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: United Real Estate Premier
Agency Phone: 5403741111

Shown By

Agency Title: River Bay Realty
Agency Phone: 804-513-9179

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Estimated Payment

$ 1,778.23 per month $1,277.48 Principal & Interest $333.33 Property Tax $167.42 Homeowner's Insurance

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