Cobia caught with Tom Smith

By Tom Smith – River Bay Realty | FredericksburgAgent.com

Weekly Overview

Late August fishing remains strong, and this week brings a new element—the lingering effects of Hurricane Erin. Although the storm tracked offshore, its massive size disrupted tides and water levels across the Chesapeake Bay and Potomac River. Water levels surged 1 to 3 feet above normal at times, particularly along the western shores. These elevated conditions are transforming feeding patterns, shoreline access, and safe navigation.


Potomac River — Ragged Point to Coles Point

  • Species in Play: Stripers, white perch, spot, blue catfish.

  • Fishing Notes:

    • Striper action shifted to later in the evening, coinciding with prolonged high water levels that brought baitfish closer to shallow structure.

    • Perch and spot remain reliable around docks, though some low-lying areas experienced minor flooding after high tide.

    • Blue catfish continue to bite in deeper holes, but the surge has altered typical current flows and depth contours.

Tom's Tip:

"Be mindful of submerged ramps and dock edges—what looked like a familiar drop-off last week may now be under a foot or more of water."


Chesapeake Bay — Smith Point to Windmill Point

  • Target Species: Spanish mackerel, bluefish, cobia, red drum.

  • Fishing Notes:

    • Spanish mackerel and bluefish remain active in offshore waters. However, elevated tides are pushing bait toward the western shoreline, drawing in predators earlier than usual.

    • Cobia sightings at Windmill Point Bar remain strong; evening casts are especially productive as deeper water is closer to shore.

    • Red drum are showing more surface activity, driven by the combination of strong winds and slosh from the storm surge.

Tom's Tip:

"Watch for new channels or debris flushed in by the surge—those are often new feeding lanes for smaller game fish chasing displaced bait."


Lower Rappahannock River — Windmill Point to Urbanna

  • Popular Species: Speckled trout, puppy drum, croaker, spot.

  • Fishing Notes:

    • Trout and puppy drum remain active in shallow marsh creeks, with some regions now deeper than usual—ideal for stealthy drifting into early feeding zones.

    • Evening dock-light fishing for trout remains strong; elevated water levels allow fish to move closer to previously dry docks.

    • Croaker and spot are consistent near Urbanna Creek, although tidal flats may be more submerged and trickier to negotiate on foot or by shore.

Tom's Tip:

"A minor rise of a foot or more can give trout access to feeding areas they skipped last week—drift softly across flats and be ready for strikes right at the surface."


Conditions Snapshot

  • Water Levels: Consistently 1–3 ft above normal at high tide—especially on the Western Bay and tidal Potomac.

  • Tides & Currents: Stronger and extended outgoing tides, increasing current strength especially near creek mouths.

  • Wind & Weather: Moderate breezes persist, but strong offshore swells are slowly receding, improving Bay conditions by weekend.

  • Safety Notes: Coastal flood warnings remain in effect for parts of eastern Virginia through Friday. Boaters and dock users should remain cautious.


Waterfront Lifestyle Perspective

Increased water levels are a double-edged sword: they make fishing from your dock easier—but they also highlight the importance of resilient waterfront design and docking infrastructure. If you're considering waterfront property, now's a vital time to assess elevation, bulkhead strength, and tidal flow—all elements I help clients navigate with confidence.


Tom Smith – River Bay Realty | Coldwell Banker Elite
? www.FredericksburgAgent.com
⚓ Your Waterfront & Fishing Access Advocate


10 Fishing Highlights — Aug 24, 2025 (Post-Erin Conditions)

  1. Catch stripers tighter to shore during evening high waters.

  2. Perch still active around docks—just watch submerged edges post-tide.

  3. Blue catfish thriving in deeper Potomac holes, albeit with altered currents.

  4. Spanish mackerel and bluefish migrating closer to western shores.

  5. Cobia still showing at Windmill Point, feeding in flooded shallows.

  6. Red drum surface feeding increased near flooded shoreline channels.

  7. Drift fishing across submerged grass beds providing elite trout bites.

  8. Dock-light trout improved near watery docks thanks to higher water.

  9. Croaker and spot dependable but expect deeper flats near Urbanna.

  10. New bait lanes and debris channels from surge offering hot spots—keep an eye out.


    If you are interested in living the dream in the Northern Neck, check out real estate listings on www.riverbayrealty.com

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